Car owners new to comparing car insurance quotes on the internet might discover locating affordable San Bruno auto insurance is tougher than they thought.
Amazingly, a recent NerdWallet.com study showed that over 70% of drivers renewed their policy with the same company for over three years, and 38% of customers have never even shopped around for lower-cost coverage. San Bruno drivers could save $469 each year just by comparing rates, but they just don't understand how easy it is to compare other rate quotes.
It's a great practice to check car insurance prices every six months because car insurance rates change quite often. Even if you got the lowest premium rates on car insurance two years ago you can probably find a better price now. Forget all the misinformation about car insurance because you're going to get a crash course in one of the best ways to lower your annual insurance bill.
Compare San Bruno car insurance price quotes
To find the best car insurance rates, there are several ways to get quotes from different companies. The fastest way to do a complete rate comparison is to perform an online rate comparison. Just keep in mind that comparing a wide range of rates provides better odds of finding more affordable insurance. Some insurance companies are not set up to provide online price quotes, so it's important to compare rates on coverage from those companies, too.
The companies shown below are our best choices to provide free rate quotes in California. To find cheap car insurance in California, we recommend you visit two to three different companies to get the most affordable price.
|Make, Model, and Trim Level||Annual Policy Premium||6-month Policy Premium||Monthly Premium|
|Chevrolet Malibu LS||$1,518||$759||$127|
|Chevrolet Silverado LS Crew Cab 4WD||$1,830||$915||$153|
|Dodge Ram Crew Cab ST 2WD||$1,860||$930||$155|
|Ford Escape XLT 2WD||$1,160||$580||$97|
|Ford Explorer Limited AWD||$1,576||$788||$131|
|Ford F-150 FX4 4WD||$1,192||$596||$99|
|Ford Focus SEL 4-Dr Sedan||$1,256||$628||$105|
|Honda Accord EX-L 4-Dr Sedan||$1,100||$550||$92|
|Honda CR-V LX 4WD||$1,102||$551||$92|
|Honda Civic DX 2-Dr Coupe||$1,226||$613||$102|
|Hyundai Elantra GLS 4-Dr Sedan||$1,280||$640||$107|
|Hyundai Sonata SE 4-Dr Sedan||$1,178||$589||$98|
|Jeep Grand Cherokee SRT-8 4WD||$1,592||$796||$133|
|Mazda 3 S Sport 4-Dr Hatchback||$1,260||$630||$105|
|Nissan Altima 2.5 S 4-Dr Sedan||$1,648||$824||$137|
|Toyota Camry LE||$1,506||$753||$126|
|Toyota Corolla XRS||$1,484||$742||$124|
|Volkswagen Jetta 2.0T 4-Dr Sedan||$1,884||$942||$157|
|Get Your Own Custom Quote Go|
Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Rate information does not factor in specific location information which can increase or decrease prices substantially.
Can higher deductibles save money?
The chart below shows how different deductible levels and can raise or lower Honda Accord insurance prices for each different age category. The data is based on a single male driver, full physical damage coverage, and no policy discounts are applied.
Honda Accord rates are for example purposes only. To get rates for your specific vehicle, click here.
Males versus Females
The chart below visualizes the comparison of annual premium costs for male and female drivers in San Bruno. The premium estimates are based on no violations or accidents, comprehensive and collision coverage, $250 deductibles, single marital status, and no other discounts are factored in on a GMC Acadia SL.
GMC Acadia rates are for example purposes only. To get rate quotes for your specific vehicle, click here.
Get rate quotes but buy from a neighborhood San Bruno auto insurance agent
A lot of people prefer to sit down with an agent and doing that can be a smart decision One of the best bonuses of price shopping on the web is that you can find better rates and still have an agent to talk to. Buying from and supporting neighborhood insurance agencies is definitely important in San Bruno.
By using this form (opens in new window), your coverage information is submitted to agents in your area that can give you free San Bruno auto insurance quotes for your business. You won't need to contact any agents because prices are sent to the email address you provide. Get lower rates and an insurance agent to talk to. In the event you want to get a rate quote from a particular provider, you can always navigate to their website and submit a quote form there.
When looking for a reliable agent, it can be helpful to understand the different types of agents and how they are slightly different. Car insurance agents are categorized either exclusive agents or independent agents.
Independent Car Insurance Agencies or Brokers
Agents of this type do not have single company limitations and that enables them to quote your coverage with any number of different companies and help determine which has the cheapest rates. If they find a lower price, they simply move the coverage in-house and you don't have to find a new agent. When comparing rates, you need to include rate quotes from a few independent agents to get the best comparison. They often place coverage with companies you've never heard of which may provide better rates.
Agents that choose to be exclusive can usually just insure with one company and examples are Farmers Insurance, Allstate, or State Farm. Exclusive agents cannot provide other company's prices so they have no alternatives for high prices. Exclusive agencies are usually well trained on their products and sales techniques which helps them compete with independent agents. Consumers sometimes choose to use an exclusive agent mostly because of the brand legacy and the convenience of having all coverages with one company.
Finding the right insurance agency is decision based upon more than just the quoted price. A good agent in San Bruno will have answers to these questions.
- Where are claims handled?
- Does their agency support local causes in San Bruno?
- Will their companies depreciate repairs to your car based on the mileage?
- Do the coverages you're quoting properly cover your vehicle?
- Can they provide you with a list of referrals?
- Will your rates increase after a single accident?
- Which insurance company do they prefer to write with?
- Do they specialize in personal lines coverage in San Bruno?