Would you like to buy the cheapest insurance rates in Rosemead, CA? Finding the cheapest insurance for a car in California can be a painful process, but you can learn a few tricks to find lower rates. There are more efficient ways to shop for insurance and we'll show you the proper way to price shop coverage for a new or used and obtain the lowest possible price from both online companies and Rosemead agents.
Consumers need to price shop coverage as often as possible since prices change quite often. Despite the fact that you may have had the best price on insurance at your last renewal there may be better deals available now. There is a lot of bad information regarding insurance out there, but you can learn some of the best techniques to reduce your insurance bill.
Companies offering competitive price quotes in Rosemead, CA
The following companies provide free rate quotes in California. If you wish to find the cheapest car insurance in California, it's highly recommended you visit two to three different companies to get the lowest price.
|Make, Model, and Trim Level||Annual Policy Premium||6-month Policy Premium||Monthly Premium|
|Chevrolet Impala LT||$1,390||$695||$116|
|Chevrolet Malibu Hybrid||$1,372||$686||$114|
|Chevrolet Silverado LT Crew Cab 2WD||$1,306||$653||$109|
|Dodge Ram Crew Cab Laramie 2WD||$1,360||$680||$113|
|Ford Edge Sport 2WD||$1,388||$694||$116|
|Ford Escape XLT 2WD||$1,322||$661||$110|
|Ford F-150 XL Super Cab 4WD||$1,604||$802||$134|
|Ford Focus SE 2-Dr Coupe||$1,566||$783||$131|
|Honda Accord LX-P 4-Dr Sedan||$1,482||$741||$124|
|Honda CR-V EX 4WD||$1,030||$515||$86|
|Honda Civic DX 2-Dr Coupe||$1,718||$859||$143|
|Hyundai Elantra GLS 4-Dr Sedan||$1,232||$616||$103|
|Jeep Wrangler Sport Islander Package 4WD 2-Dr||$972||$486||$81|
|Nissan Altima 2.5 S 4-Dr Sedan||$1,626||$813||$136|
|Toyota Camry SE||$1,638||$819||$137|
|Toyota Corolla XRS||$1,648||$824||$137|
|Volkswagen Jetta S 4-Dr Sedan||$1,538||$769||$128|
|Get Your Own Custom Quote Go|
Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Rate quotes do not factor in garaging location in Rosemead which can increase or decrease auto insurance rates significantly.
Policy deductible comparison
The illustration below highlights how deductible choice and can affect Hyundai Elantra insurance costs for different age groups. The premiums are based on a single female driver, comprehensive and collision coverage, and no discounts are applied to the premium.
Hyundai Elantra rates are for example purposes only. To get rates for your specific vehicle, click here.
You may qualify for discounts
Insuring your vehicles can cost a lot, but discounts can save money and there are some available that can dramatically reduce your bill. Certain credits will be shown at the time of quoting, but lesser-known reductions have to be manually applied in order for you to get them.
- Telematics Data - Rosemead drivers who agree to allow their car insurance company to spy on where and when they drive through the use of a telematics system such as Snapshot from Progressive or Drivewise from Allstate could possibly reduce rates if they are good drivers.
- Paperless Signup - A handful of insurance companies will give you a small discount get Rosemead car insurance digitally online.
- One Accident Forgiven - Not really a discount, but a handful of insurance companies will let one accident slide without the usual rate increase with the catch being you have to be claim-free before the accident.
- Discounts for Government Workers - Federal government employees may reduce rates when you quote Rosemead car insurance but check with your company.
- Anti-lock Brake Discount - Cars that have anti-lock braking systems prevent accidents and will save you 10% or more.
One thing to note about discounts is that some of the credits will not apply to your bottom line cost. The majority will only reduce the price of certain insurance coverages like liability and collision coverage. So when the math indicates all the discounts add up to a free policy, companies don't profit that way. Any qualifying discounts will lower your overall premium however.
If you would like to choose from a list of providers that provide some of the discounts listed above in California, click this link.
More effort can pay off
As you prepare to switch companies, don't be tempted to buy less coverage just to save a little money. There are many occasions where an insured dropped liability coverage limits only to find out that saving that couple of dollars actually costed them tens of thousands. Your objective should be to find the BEST coverage at the lowest possible cost, but don't skip important coverages to save money.
Lower-priced insurance in Rosemead is possible from both online companies in addition to many Rosemead insurance agents, so you should be comparing quotes from both to get a complete price analysis. There are still a few companies who don't offer the ability to get a quote online and most of the time these smaller companies only sell through independent agents.
Drivers change insurance companies for a variety of reasons including poor customer service, delays in paying claims, being labeled a high risk driver and even policy cancellation. It doesn't matter why you want to switch switching companies can be pretty painless.
To read more, link through to these articles:
- What does Personal Injury Protection (PIP) Cover? (Allstate)
- What is the Best Auto Insurance in Riverside, CA? (FAQ)
- Who Has Cheap Car Insurance for Teenage Males in California? (FAQ)
- Who Has Cheap Car Insurance Quotes for a Subaru Outback in California? (FAQ)
- What Auto Insurance is Cheapest in Bakersfield, California? (FAQ)
- Senior Drivers (Insurance Information Institute)
- What if I Can't Find Coverage? (Insurance Information Institute)
- Coverage Information (Progressive Insurance)
- Older Driver Statistics (Insurance Information Institute)