How many times have you told yourself to find more affordable insurance rates in Colton, CA? Colton shoppers have lots of choices when shopping for the best price on car insurance. You can either waste hours contacting agents getting price quotes or save time using the internet to compare rates.

There are both good and bad ways to find insurance online and we'll show you the quickest way to quote coverages on a and locate the cheapest rates either online or from Colton insurance agents.

Statistics show that the vast majority of California insurance customers have purchased from the same company for at least the last four years, and roughly 40% of drivers have never even shopped around for affordable coverage. U.S. drivers can cut their rates by up to $850 a year by just comparing quotes, but most tend to underestimate the large savings they would see if they switched to a cheaper policy.

This information will tell you how to effectively get price quotes. If you currently have a car insurance policy, you will most likely be able to save money using the ideas you're about to read. Consumers only have to learn the quickest method to shop their coverage around using one simple form.

Car insurance companies in California

The companies shown below are our best choices to provide comparison quotes in Colton, CA. To locate cheap auto insurance in California, we suggest you get prices from several of them to get the best price comparison.

Insurance Rate Estimates for Popular Vehicles in Colton
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LTZ Extended Cab 2WD $2,006 $1,003 $167
Dodge Ram Quad Cab TRX4 Off Road 4WD $1,562 $781 $130
Ford Escape Limited 4WD $1,082 $541 $90
Ford F-150 Lariat Crew Cab Platinum 4WD $1,748 $874 $146
Ford Focus SEL 4-Dr Sedan $1,424 $712 $119
Ford Fusion Sport AWD 4-Dr Sedan $2,074 $1,037 $173
Honda Accord LX 4-Dr Sedan $990 $495 $83
Honda CR-V EX-L 2WD $1,200 $600 $100
Honda Civic LX-S 4-Dr Sedan $1,060 $530 $88
Jeep Wrangler Sahara 4WD 2-Dr $1,292 $646 $108
Kia Optima EX $1,704 $852 $142
Nissan Altima 2.5 S 2-Dr Coupe $1,496 $748 $125
Nissan Rogue S 2WD $1,588 $794 $132
Toyota Camry SE $1,552 $776 $129
Toyota Corolla LE $1,568 $784 $131
Toyota Prius $1,472 $736 $123
Get Your Own Custom Quote Go

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-policy, and multi-vehicle. Rate information does not factor in specific Colton garaging location which can change coverage rates significantly.

Rate comparison for different deductibles

The diagram below demonstrates how deductible levels and can affect Ford F-150 insurance rates for different age groups. The information is based on a married male driver, comp and collision included, and no discounts are taken into consideration.

Ford F-150 rates are for example purposes only. To get rates for your specific vehicle, click here.

Rate comparison of males versus females in Colton

The information below illustrates the difference between insurance costs for male and female drivers in Colton. The rates are based on no violations or accidents, comprehensive and collision coverage, $500 deductibles, drivers are not married, and no additional discounts are factored in on a Toyota Camry SE.

Toyota Camry rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Do you qualify for discounts?

The price of auto insurance can be rather high, but there may be some discounts that could drop your premiums quite a bit. Most are applied when you purchase, but some must be manually applied prior to getting the savings.Cheaper auto insurance with discounts

Remember that most discount credits are not given to your bottom line cost. The majority will only reduce specific coverage prices like collision or personal injury protection. So even though they make it sound like you can get free auto insurance, insurance companies wouldn't stay in business. But any discount will cut the cost of coverage.

A partial list of companies that may offer quotes with most of these discounts may include but are not limited to:

If you need lower rates, check with every company which discounts can lower your rates. Discounts may not apply to policies in Colton. For a list of auto insurance companies who offer cheap auto insurance quotes in Colton, follow this link.

Four things that affect insurance costs

It's important that you understand the rating factors that are used to determine the level of your policy premiums. When you understand what determines base rates, this helps enable you to make changes that could help you find lower car insurance prices.

When to have guidance from an agent

Certain consumers would rather get professional advice from a licensed agent and that is recommended in a lot of cases Professional insurance agents are trained to spot inefficiencies and will help you if you have claims. One of the benefits of comparing rates online is that drivers can save money and get cheap rate quotes and still have a local agent. And supporting local insurance agencies is definitely important in Colton.

Colton insurance agentsOnce you complete this simple form, the coverage information is emailed to local insurance agents that can provide free Colton auto insurance quotes to get your business. It simplifies rate comparisons since you won't have to leave your house because quoted prices will be sent to your email. In the event you want to compare prices from one company in particular, you just need to search and find their rate quote page and fill out the quote form the provide.

Deciding on a insurance company is decision based upon more than just the quoted price. These are valid questions to ask:

In conclusion

In this article, we covered a lot of ways to compare auto insurance prices in Colton. The key concept to understand is the more quotes you get, the better your comparison will be. Consumers could even find that the most savings is with a small mutual company.

There are still a few companies who may not offer the ability to get quotes online and usually these regional carriers sell through local independent agents. Low-cost auto insurance in Colton is possible online and from local agencies, so you should be comparing quotes from both to have the best selection.

People who switch companies do it for a variety of reasons including an unsatisfactory settlement offer, delays in paying claims, not issuing a premium refund or policy cancellation. No matter why you want to switch, finding a new company is not as difficult as it may seem.

More information can be read below: