Do you want to save money by buying the cheapest auto insurance rates in Redlands, CA? Buying lower-cost quotes on the web might appear somewhat difficult for drivers that are not comfortable with quoting and price shopping on the internet. With a ridiculous number of companies in the marketplace, how can Redlands drivers possibly compare every company to locate better rates?
Unthinkable but true, almost 70% of insureds have remained with the same auto insurance company for at least the last four years, and almost half have never even compared rates from other companies. With the average premium in California being $1,400, drivers could save themselves $500 a year, but most just don't grasp how much money they would save if they switched to a cheaper policy.
It's a good habit to do price comparisons quite often because prices are variable and change quite frequently. Even if you got the lowest rates on auto insurance a few years ago there is a good chance you can find better rate quotes now. Forget all the misinformation about auto insurance because you're going to learn the right way to reduce your cost while increasing coverage.
Save money with these premium slashing discounts
Companies offering auto insurance do not list every discount they offer very clearly, so we researched some of the best known and the more hidden discounts that you may qualify for. If you are not receiving all the discounts possible, you may be paying too high a price.
- Telematics Discount - Drivers that enable driving data submission to scrutinize their driving habits by using a small device installed in their vehicle such as Allstate's Drivewise and State Farm's In-Drive system may get a rate reduction as long as the data is positive.
- Low Mileage - Low annual miles may allow you to get lower rates due to less chance of an accident.
- Safety Course Discount - Taking time to complete a safe driver course may get you a small discount and make you a better driver.
- Save with a New Car - Adding a new car to your policy can save you some money because new model year vehicles keep occupants safer.
- Claim Free - Insureds with no claims or accidents have much lower rates compared to drivers with a long claim history.
- Good Grades Discount - Maintaining excellent grades can save 20 to 25%. This discount can apply up until you turn 25.
A quick disclaimer, most of the big mark downs will not be given to all coverage premiums. Most only apply to the price of certain insurance coverages like comprehensive or collision. Despite the appearance that you can get free auto insurance, you're out of luck.
Some of the larger companies that may offer policyholders some of the above discounts include:
Double check with every prospective company which discounts they offer. Depending on the company, some discounts might not apply in Redlands.
The quickest way to compare policy rates is to know most insurance companies actually pay money for the chance to quote your coverage. To get started, all you need to do is provide a small amount of information such as what your job is, whether you drive to work or school, whether or not you need a SR-22, and the make and model of your vehicles. That rating data is sent automatically to many highly-rated insurers and you should receive rate quotes instantly to find the best rate.
To start a rate quote now, click here and find out if you can get cheaper insurance in Redlands.
The companies shown below provide comparison quotes in California. To find cheaper car insurance in California, we recommend you compare several of them in order to find the most competitive rates.
|Make, Model, and Trim Level||Annual Policy Premium||6-month Policy Premium||Monthly Premium|
|Chevrolet Silverado LS Crew Cab 4WD||$1,830||$915||$153|
|Dodge Ram Quad Cab ST 2WD||$1,320||$660||$110|
|Ford Edge Sport AWD||$1,606||$803||$134|
|Ford Escape XLS 4WD||$1,428||$714||$119|
|Ford F-150 Lariat Crew Cab Platinum 2WD||$1,124||$562||$94|
|Ford Focus S 4-Dr Sedan||$1,298||$649||$108|
|GMC Sierra SLE Crew Cab 2WD||$1,490||$745||$124|
|Honda Accord LX-P 4-Dr Sedan||$1,602||$801||$134|
|Honda CR-V LX 2WD||$1,428||$714||$119|
|Honda Civic EX 2-Dr Coupe||$2,184||$1,092||$182|
|Hyundai Sonata SE 4-Dr Sedan||$1,566||$783||$131|
|Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr||$1,178||$589||$98|
|Mazda 3 I Sport 4-Dr Sedan||$1,722||$861||$144|
|Nissan Altima 3.5 SR 4-Dr Sedan||$1,904||$952||$159|
|Toyota Camry XLE||$1,418||$709||$118|
|Toyota Corolla LE||$1,840||$920||$153|
|Toyota RAV4 Sport 4WD||$1,168||$584||$97|
|Get Your Own Custom Quote Go|
Prices above based on single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, homeowner, and multi-policy. Prices do not factor in garaging location in Redlands which can alter prices noticeably.
Careless driving habits raise car insurance rates
The illustration below illustrates how traffic citations and at-fault accidents impact Chevrolet Tahoe insurance rates for different age categories. The data is based on a married male driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.
Chevrolet Tahoe rates are for example purposes only. To get rates for your specific vehicle, click here.
Be persistent to save money
You just learned some good ideas how to get a better price on insurance in Redlands. The key concept to understand is the more providers you compare, the more likely it is that you will get a better rate. Consumers could even find that the best premium rates are with an unexpected company.
Budget-friendly insurance in Redlands can be bought on the web as well as from insurance agents, so you need to shop Redlands car insurance with both to have the best chance of lowering rates. Some companies may not provide the ability to get a quote online and most of the time these regional carriers only sell through independent insurance agents.
Insureds switch companies for any number of reasons including unfair underwriting practices, high rates after DUI convictions, questionable increases in premium and even lack of trust in their agent. Whatever your reason, finding a new company can be less work than you think.
More tips and info about insurance is available in these articles:
- Choosing a Car for Your Teen (State Farm)
- How Much is Auto Insurance for Drivers Under 21 in California? (FAQ)
- Who Has the Cheapest Car Insurance Rates for a Nissan Rogue in California? (FAQ)
- Who Has Affordable California Car Insurance Rates for Hybrid Vehicles? (FAQ)
- How Much are Car Insurance Quotes for Drivers with a Bad Driving Record in California? (FAQ)
- How Much is Auto Insurance for Nurses in California? (FAQ)
- Who Has Affordable California Auto Insurance for a Toyota RAV4? (FAQ)
- What Auto Insurance is Cheapest in Bakersfield, California? (FAQ)
- New vehicle ratings focus on headlights (Insurance Institute for Highway Safety)
- Warning systems don't curb driver distraction (Insurance Institute for Highway Safety)