How long has it been since you compared quotes for lower-priced auto insurance rates in Corona, CA? Trying to come up with a payment for expensive auto insurance can bleed your funds and make it impossible to make ends meet. Price shopping at each renewal can lower your rates and help to make ends meet.

It's astonishing, but the vast majority of auto insurance customers in California have been with the same company for at least the last four years, and about 40% of consumers have never even compared rates from other companies. The average driver in the U.S. can save roughly $859 each year, but they just don't understand how much savings they would realize if they replace their high priced policy. Having so many online and local companies to choose from, it's difficult to pick the right auto insurance company.

Buying the cheapest insurance in Corona is really quite simple as long as you have a good starting point. If you are insured now, you will definitely be able to shop for the lowest rates using the following tips. Drivers just have to know the best way to find the lowest price from multiple carriers.

The companies in the list below offer free rate quotes in California. If you want the best car insurance in California, it's highly recommended you get prices from several of them to find the lowest auto insurance rates.

Insurance Rates for Popular Vehicles in Corona
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LS AWD $1,390 $695 $116
Chevrolet Silverado LT Regular Cab 2WD $1,672 $836 $139
Dodge Ram Crew Cab SLT 2WD $1,834 $917 $153
Ford Edge SE 2WD $1,362 $681 $114
Ford Escape Limited 4WD $1,364 $682 $114
Ford F-150 XL Regular Cab 4WD $1,770 $885 $148
Ford Focus SES 4-Dr Sedan $1,832 $916 $153
Honda Accord EX 2-Dr Coupe $1,462 $731 $122
Honda CR-V EX 2WD $1,102 $551 $92
Honda Civic SI 2-Dr Coupe $2,342 $1,171 $195
Hyundai Elantra SE Touring Station Wagon $1,082 $541 $90
Hyundai Sonata Limited 4-Dr Sedan $1,340 $670 $112
Nissan Altima 2.5 S 2-Dr Coupe $2,018 $1,009 $168
Nissan Rogue S AWD $1,626 $813 $136
Toyota Camry LE $1,566 $783 $131
Toyota Corolla S $1,418 $709 $118
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Premium data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Price estimates do not factor in specific location information which can raise or lower premiums noticeably.

Safe drivers pay less for auto insurance

The chart below shows how traffic citations and at-fault accidents drive up Kia Optima car insurance rates for different categories of driver ages. The costs are based on a married female driver, comprehensive and collision coverage, $100 deductibles, and no additional discounts are factored in.

Kia Optima rates are for example purposes only. To get rates for your specific vehicle, click here.

Deductible comparison

The information below shows how choosing a deductible and can change Honda Pilot insurance costs for each age group. The data assumes a single female driver, comp and collision included, and no additional discounts are factored in.

Honda Pilot rates are for example purposes only. To get rates for your specific vehicle, click here.

Lower rates by qualifying for discounts

Buying auto insurance is not cheap, but there could be significant discounts that many consumers don't even know exist. Most are applied when you purchase, but a few need to be inquired about before you will receive the discount.Discount auto insurance

While discounts sound great, it's important to understand that most discount credits are not given to all coverage premiums. The majority will only reduce specific coverage prices like liability, collision or medical payments. So even though it sounds like having all the discounts means you get insurance for free, company stockholders wouldn't be very happy. But any discount will help reduce your auto insurance premiums.

To see a list of insurers that offer multiple discounts in Corona, click this link.

Best reasons to buy car insurance in California

Despite the fact that car insurance is not cheap in Corona, insurance serves an important purpose.

The benefits of buying enough insurance are without a doubt worth the cost, specifically if you ever have a liability claim. Today the average American driver is wasting up to $865 each year so it's recommended you shop around at least once a year to ensure rates are inline.

Local Corona insurance agencies

Many drivers prefer to talk to a local agent and often times that is recommended Licensed agents can help determine the best coverages and help in the event of a claim. One of the great benefits of comparing rate quotes online is that drivers can save money and get the best rates but still work with a licensed agent.

For easy comparison, once you complete this simple form, your insurance coverage information is submitted to local insurance agents who will give competitive quotes to get your business. There is no reason to search for an agent since price quotes are sent to your email. If for some reason you want to get a comparison quote from a specific company, you can always search and find their rate quote page to submit a rate quote request.

Choosing the best insurer should depend on more than just the premium amount. Here are some questions you might want to ask.

If you are wanting to find a local Corona insurance agent, there are two different types of agents and how they are slightly different. Agents in Corona can be classified as either exclusive or independent. Both provide auto insurance policies, but it is important to understand how they differ because it may have an impact on the selection process.

Exclusive Insurance Agents

Agents that choose to be exclusive can only provide pricing for a single company and examples are Allstate and State Farm. Exclusive agents are unable to give you multiple price quotes so they have to upsell other benefits. They are trained well on the products they sell which helps overcome the inability to quote other rates.

Independent Agents (or Brokers)

Independent agents can quote rates with many companies and that enables them to quote your coverage with multiple insurance companies and find you cheaper rates. If premiums increase, the business is moved internally and you stay with the same agent. When comparison shopping, you definitely need to get quotes from several independent insurance agents in order to compare the most rates.

Auto insurance claim statistics

Are you driving a high-claim vehicle? The statistics below list the best and worst cars and trucks for the probability of having large claims.

Auto Insurance Comprehensive Claims by Manufacturer Model
Lowest Overall Losses Highest Overall Losses
Nissan Leaf Maserati Quattroporte
Nissan Xterra Bentley Continental GT
Chevy Silverado 2500 Bentley Continental GTC
GMC Sierra 2500 BMW M6
Smart ForTwo Mercedes-Benz S Class
Volvo V60 Maserati Granturismo

Statistics from IIHS.org for 2013-2015 Model Years

Lowest and Highest Collision Insurance Claims by Vehicle
Lowest Overall Losses Highest Overall Losses
Jeep Wrangler BMW 6 Series
Nissan Xterra Bently Continental GTC
Smart ForTwo BMW M6
Ford Edge Nissan GT-R
Ford F-250 SuperCab Bentley Continental Flying Spur
GMC Canyon Audi RS7

Statistics from IIHS.org for 2013-2015 Model Years

Auto Insurance Liability Claims by Manufacturer Model
Lowest Overall Losses Highest Overall Losses
Fiat 500 Chevrolet Sonic
Mercedes-Benz SL Class Dodge Charger
Audi A6 Mitsubishi Mirage
Acura MDX Kia Rio
Subaru Outback Chevrolet Impala
Subaru Forester Hyndai Accent

Statistics from IIHS.org for 2013-2015 Model Years

Medical Payment Insurance Claims by Manufacturer Model
Lowest Overall Losses Highest Overall Losses
Chevrolet Silverado 2500 Chevrolet Sonic
Ford F-350 SuperCrew Nissan Sentra
Chevrolet Corvette Dodge Charger
Ford F-250 SuperCrew Mitsubishi Mirage
Ford Expedition Kia Forte
Audi A4 Allroad Hyundai Accent

Statistics from IIHS.org for 2013-2015 Model Years