Trying to find more affordable auto insurance rates in Compton, CA? If you are new to getting Compton car insurance quotes online, most likely you are bewildered due to the large selection local agents and online companies who claim to have the best auto insurance rates.
Unthinkable but true, over 70% of drivers kept their policy with the same company for a minimum of four years, and just under half have never compared rates from other carriers. Compton insurance shoppers could pocket $470 a year by just comparing rate quotes, but most undervalue the actual amount they would save if they swap their current policy for a cheaper one.
It's a great practice to quote other rates as often as possible since prices change frequently. Just because you found the lowest rate on auto insurance at your last renewal other companies may now be cheaper. Forget all the misinformation about auto insurance because you're about to learn the proper way to remove unneeded coverages and save money.
How to compare free Compton car insurance quotes
Many insurance companies like Allstate and Progressive allow consumers to get prices on their websites. Getting car insurance prices online is quite easy as you just enter the coverages you want as requested by the quote form. When the form is submitted, their rating system sends out for your driving record and credit report and generates pricing information based on the data you entered.
Using the web to get rate quotes makes comparing rates easy, and it's very important to compare as many rates as possible in order to find the most affordable car insurance rates.
To save time and find out if lower rates are available, check out the car insurance providers below. If you have your current policy handy, we recommend you duplicate the coverages exactly as shown on your declarations page. This helps ensure you will have a price comparison based on identical coverages.
The companies in the list below provide free rate quotes in California. If you wish to find cheaper car insurance in California, we recommend you visit several of them to find the lowest car insurance rates.
|Make, Model, and Trim Level||Annual Policy Premium||6-month Policy Premium||Monthly Premium|
|Chevrolet Silverado Crew Cab Hybrid 2WD||$1,286||$643||$107|
|Dodge Ram Crew Cab Sport 4WD||$1,832||$916||$153|
|Ford Escape Limited 4WD||$1,450||$725||$121|
|Ford F-150 STX Super Cab 2WD||$1,082||$541||$90|
|Ford Focus SE 2-Dr Coupe||$1,720||$860||$143|
|Honda Accord EX 2-Dr Coupe||$1,494||$747||$125|
|Honda CR-V EX 4WD||$906||$453||$76|
|Honda Civic DX 4-Dr Sedan||$1,648||$824||$137|
|Hyundai Elantra SE 4-Dr Sedan||$1,102||$551||$92|
|Jeep Grand Cherokee SRT-8 4WD||$1,450||$725||$121|
|Jeep Wrangler Sahara 4WD 2-Dr||$1,168||$584||$97|
|Nissan Altima 3.5 SR 2-Dr Coupe||$1,564||$782||$130|
|Nissan Rogue S 2WD||$1,672||$836||$139|
|Toyota Camry SE||$1,280||$640||$107|
|Toyota Corolla XRS||$1,648||$824||$137|
|Volkswagen Jetta SEL 4-Dr Sedan||$1,592||$796||$133|
|Get Your Own Custom Quote Go|
Prices based on married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, claim-free, homeowner, and safe-driver. Price information does not factor in vehicle location which can increase or decrease rates substantially.
Drive safe and save
The illustration below highlights how traffic violations and at-fault accidents can raise Kia Optima annual premium costs for different age groups of insureds. The price estimates are based on a single female driver, comprehensive and collision coverage, $500 deductibles, and no other discounts are factored in.
Kia Optima rates are for example purposes only. To get rates for your specific vehicle, click here.
Physical damage deductible comparison
The example below illustrates how your deductible choice and can affect Ford F-150 insurance prices for different categories of driver ages. The premium estimates are based on a married female driver, comp and collision included, and no discounts are factored in.
Ford F-150 rates are for example purposes only. To get rates for your specific vehicle, click here.
Everyone needs different car insurance coverages
When it comes to insurance from an agent or online for your personal vehicles, there really is not a cookie cutter policy. Your needs are not the same as everyone else's so your insurance needs to address that. For instance, these questions might point out if your insurance needs will benefit from professional help.
- Why am I required to buy liability insurance?
- Does having multiple vehicles earn me a discount?
- How much will a speeding ticket raise my rates?
- Is a blown tire covered by insurance?
- What vehicles should carry emergency assistance coverage?
- Do I need motorclub coverage?
- What is no-fault insurance?
If you don't know the answers to these questions then you might want to talk to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of car insurance companies in your area.
Independent and exclusive insurance agents
A lot of people still prefer to talk to a local agent and that is just fine! One of the best bonuses of getting free rate quotes online is that you can find cheap insurance quotes and still choose a local agent. And providing support for neighborhood insurance agencies is still important in Compton.
After filling out this form (opens in new window), the coverage information is submitted to companies in Compton that give free quotes for your business. You won't need to leave your computer since rate quotes are delivered to you directly. You can find the lowest rates and work with a local agent. If you have a need to get a price quote from one company in particular, you can always find their quoting web page and submit a quote form there.
If you would like to find a reputable insurance agent or broker, you need to know there are two different types of agents and how they differ in how they can insure your vehicles. Insurance agencies are classified as either independent agents or exclusive agents.
Independent Insurance Agencies
These agents are not restricted to one company and that allows them to write policies through many different insurance companies depending on which coverage is best. If you want to switch companies, they simply move your policy to a different company and you can keep the same agent. When comparison shopping, we highly recommend that you include price quotes from a few independent agents to have the best price comparison. They also have the ability to place coverage with smaller regional carriers that many times have cheaper rates.
Exclusive Insurance Agents
Agents in the exclusive channel can only quote rates from one company and examples are State Farm, Allstate and AAA. They usually cannot give you multiple price quotes so keep that in mind. Exclusive agents are well schooled on sales techniques and that allows them to sell at a higher price point. Some insured continue to purchase coverage from exclusives primarily because of high brand loyalty rather than having low rates.
Finding the right insurance agent should include more criteria than just the quoted price. Any good agent in Compton should know the answers to these questions.
- Will your rates increase after a single accident?
- What discounts might you be missing?
- Is insurance their full-time profession?
- Do they prorate repair cost based on vehicle mileage?
- Does the company use OEM repair parts?