Want to know an easy way to compare more affordable car insurance rates in Huntington Park, CA? Are you regretting buying an expensive car insurance policy? Trust us when we tell you many consumers are feeling buyer's remorse and feel like there's no way out.

Statistics show that most car insurance buyers have remained with the same car insurance company for at least the last four years, and approximately 40% of consumers have never taken the time to shop around. Drivers in California could pocket as much as 35% a year by just comparing rate quotes, but they don't invest the time required to compare rate quotes. Big-name insurance companies like State Farm, Progressive and GEICO constantly bombard you with TV and radio ads and it can be hard to see through the deception and take the time to shop coverage around.

The quickest method we recommend to compare rates utilizes the fact most of the bigger providers provide online access to quote your coverage. All you need to do is provide a little information such as your education level, which vehicles you own, distance driven, and your occupation. That information is then submitted to multiple companies and they return rate quotes instantly to find the best rate.

If you wish to get multiple quotes for your car now, click here and see if a lower rate is available in Huntington Park.

The following companies have been selected to offer comparison quotes in Huntington Park, CA. To buy the best car insurance in California, we suggest you visit as many as you can to get the best price comparison.

Insurance Costs for Popular Vehicles in Huntington Park
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LT Regular Cab $1,248 $624 $104
Dodge Grand Caravan Hero $1,506 $753 $126
Dodge Ram Crew Cab TRX 4WD $2,056 $1,028 $171
Ford Escape Limited 4WD $1,220 $610 $102
Ford Explorer XLT 4WD $1,770 $885 $148
Ford F-150 XL Crew Cab 2WD $1,770 $885 $148
Ford Focus S 4-Dr Sedan $1,292 $646 $108
Honda Accord EX-L 2-Dr Coupe $1,532 $766 $128
Honda CR-V EX-L 4WD $1,010 $505 $84
Honda Civic SI 4-Dr Sedan $1,368 $684 $114
Honda Odyssey EX-L W/Navigation $1,404 $702 $117
Hyundai Elantra GLS 4-Dr Sedan $1,648 $824 $137
Hyundai Sonata Limited 4-Dr Sedan $1,496 $748 $125
Kia Optima SX $1,486 $743 $124
Nissan Altima 2.5 S 2-Dr Coupe $1,800 $900 $150
Toyota Camry Hybrid $1,762 $881 $147
Toyota Corolla S $1,102 $551 $92
Get Your Own Custom Quote Go

Table data represents single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Premium costs do not factor in vehicle garaging location which can increase or decrease auto insurance rates significantly.

Males versus Females

The chart below visualizes the comparison of insurance premiums for male and female drivers in Huntington Park. Data assumes no claims or violations, full coverage, $500 deductibles, drivers are not married, and no discounts are factored in on a Ford Escape Limited.

Ford Escape rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Affordable Huntington Park car insurance quotes with discounts

Companies offering auto insurance don't always advertise every available discount in a way that's easy to find, so the list below contains both the well known and also the more inconspicuous savings tricks you should be using when you buy Huntington Park auto insurance online. If you do not check that you are getting every discount you qualify for, you may be paying too high a price.Cheaper car insurance with discounts

Keep in mind that some credits don't apply to your bottom line cost. Some only apply to individual premiums such as liability, collision or medical payments. Even though the math looks like it's possible to get free car insurance, nobody gets a free ride.

If you would like to see a list of car insurance companies that offer multiple discounts in California, click this link.

Why you need to buy car insurance

Even though rates can get expensive, insuring your vehicle serves an important purpose.

First, almost all states have mandatory liability insurance requirements which means you are required to buy a minimum amount of liability protection in order to get the vehicle licensed. In California these limits are 15/30/5 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $5,000 of property damage coverage.

Second, if your vehicle has a lienholder, almost all lenders will make it mandatory that you carry insurance to ensure loan repayment if the vehicle is totalled. If you let the policy lapse, the lender may have to buy a policy to insure your vehicle at an extremely high rate and force you to pay much more than you were paying before.

Third, insurance safeguards your vehicle and your assets. It will also cover medical transport and hospital expenses for both you and anyone you injure as the result of an accident. Liability insurance, one of your policy coverages, will also pay attorney fees if someone files suit against you as the result of an accident. If mother nature or an accident damages your car, collision and comprehensive coverages will pay all costs to repair after the deductible has been paid.

The benefits of carrying adequate insurance definitely exceed the price paid, especially with large liability claims. According to a survey of 1,000 drivers, the average driver is wasting up to $820 a year so compare rate quotes every year to be sure current rates are still competitive.

Shop online but buy locally

Many people just prefer to talk to an insurance agent and that is recommended in a lot of cases Professional agents are very good at helping people manage risk and give you someone to call. A good thing about getting free rate quotes online is that you can find cheap insurance rates and also buy local.

Huntington Park insurance agentsFor easy comparison, once you complete this quick form, the coverage information is instantly submitted to participating agents in Huntington Park who will give you quotes for your business. You don't have to search for any insurance agencies since price quotes are sent to you instantly. If you have a need to quote rates from a specific company, feel free to jump over to their website and submit a quote form there.

Finding a good provider requires more thought than just a cheap price. Here are some questions you should ask.

When searching for a reliable insurance agency, it can be helpful to understand the different agency structures and how they can service your needs differently. Insurance policy providers can be described as either exclusive agents or independent agents. Either one can properly insure your vehicles, but it's good to learn how they differ since it can impact your selection of an agent.

Exclusive Insurance Agents

Agents that choose to be exclusive work for only one company like AAA, Allstate, and State Farm. These agents are unable to provide prices from multiple companies so they have to upsell other benefits. Exclusive agents are well schooled on sales techniques which can be an advantage.

Independent Agencies or Brokers

Independent agencies can quote rates with many companies so they can insure your vehicles with any number of different companies and potentially find a lower price. If your agent finds better pricing, your agent can switch companies and the insured can keep the same agent. If you are comparing rate quotes, you absolutely need to include rate quotes from a few independent agents for maximum quote selection.

Insurance losses by coverage

Which vehicle models have a high chance of claims? The following claim statistics show the best and worst vehicles for overall likelihood of having to file claims for each type of coverage listed.

Lowest and Highest Auto Insurance Liability Claims by Vehicle Make and Model
Lowest Claim Amount Highest Claim Amount
Acura MDX Chevrolet Sonic
Fiat 500 Dodge Charger
Mercedes-Benz SL Class Chevrolet Cruze
Audi A6 Kia Optima
Subaru Outback Hyndai Accent
Volvo XC60 Kia Rio

Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Manufacturer Models with the Lowest and Highest Collision Insurance Claims
Lowest Claim Amount Highest Claim Amount
GMC Canyon Ferrari 458
Chevrolet Colorado Bentley Continental Flying Spur
Ford Edge BMW M6
Ford F-250 SuperCab BMW 6 Series
Ford F-150 SuperCrew Audi RS7
Smart ForTwo Nissan GT-R

Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Lowest and Highest Car Insurance Medical Payment Claims by Vehicle Make and Model
Lowest Claim Amount Highest Claim Amount
Audi A4 Allroad Hyundai Accent
Chevrolet Corvette Mitsubishi Mirage
Ford Expedition Dodge Charger
Land Rover Range Rover Sport Kia Forte
Ford F-250 SuperCrew Chrysler 200
Tesla Model S Nissan Sentra

Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Comprehensive Coverage Claims by Manufacturer Model
Lowest Claim Amount Highest Claim Amount
Nissan Leaf BMW M6
GMC Sierra 2500 Audi S7
Smart ForTwo Porsche Panamera GTS
Chevy Silverado 2500 Mercedes-Benz S Class
Chevy Spark BMW M6
Infiniti QX50 Maserati Granturismo

Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years